Homeowners Insurance – Falcon Insurance Services San Antonio

Considering that a home is usually the biggest purchase that people make, it’s definitely sensible to place importance on securing the right homeowner’s insurance. Unfortunately, insurance isn’t many people’s favorite topics of discussion all the way around. Given that they already have to think about health insurance, auto insurance, life insurance and more, home insurance policies might barely be looked over. While insurance is in place for protection and isn’t something that will be used every day, it is important nonetheless.

home insurance
Home Insurance

Of course, that can lead people to simply getting a quote, paying for a policy and not minding the details. What happens when a flood comes along? Are you in a flood zone? If you are, then you need to be thinking about whether or not your insurance policy covers flooding. Most of the time, you have to have this added as additional coverage. There are also instances where people want other types of additional coverage. More here @ https://falconins.com/home-insurance/
When I first purchased my condo, I was told that it would be a good idea to get what is usually referred to as renter’s insurance. In other words, it’s a policy that covers your belongings. While I opted out of this policy, it is something that can be considered by homeowners of different types of properties. When people think about homeowners’ insurance, they often think about traditional homes, but people own condos, apartments and other types of properties, too.

There are different situations that can cause people to have to file a claim. For each of these situations, a deductible will apply. That amount of the deductible can vary from situation to situation and from policy to policy. You need to know these numbers. Several years ago, when my home was broken into, nothing was stolen, but the side door was demolished. I ended up having to pay a little over a thousand dollars for the door, and my deductible was 1,000 dollars.

It would have been nice to know that. Naturally, I simply avoided filing the claim and just paid for the door. What do consumers have to say about the different insurance companies out there? Some of them offer multiple types of insurance, so you might already be doing business with a company that can help you secure a policy. You can still look around, but remember, sometimes multiple policies with the same company can net you a nice discount.

How much coverage do you have with a particular policy? Remember to review coverage from time to time once you do secure a policy. You might need to up your coverage if the value of your home goes up. While you may not understand every single aspect of your policy and the legal jargon in which it’s written, you do want to go over the specifics. You also want to be sure that you do this because it will impact how much you pay for your home insurance premiums. Always keep an eye out for discounts, and make sure that you get the policy you’re looking for.


Air Conditioning – AC Troubleshooting

No Cool Air Blowing | Air Conditioning – AC Troubleshooting

The most common problem arising with air conditioning units is that the air conditioner is not blowing cold air. That’s the main thing we need an a/c for right? There are quite a few places to look for this problem. Half the problems could be with the outside unit and the other half could be with the unit inside.

Issues that occur from inside the house:
The biggest problem is usually a clogged filter.Yep, it’s that simple! Most people don’t change their filter often enough, they neglect changing their air conditioning filter and it ends up clogging. When the filter gets clogged, the condenser on the inside part of the furnace can’t breath and the condenser freezes up. Change your filter once a month and if you visually see ice, turn the unit off for a few hours to allow the ice that has accumulated to thaw.

The main function of an air conditioning unit is to take out the warm air that is inside the home. When the a/c unit takes the warm air out, it replaces it with the cold air that sifted through the freon filled condenser.

2. Another issue is that the inside condenser fins could be clogged with the debris from the dirty air filter. You can buy a special fin brush to clean off the debris.

3. Low freon pressure could also be the problem. The ideal pressure reading is around 65-70 psi, you will need freon gauges to get a reading from the high side (the larger of the two freon lines). Freon can slowly escape from the outside unit over time. That is why the unit must be serviced occasionally. A set of pressure gauges can be bought if you want to check the psi yourself, but you will not be able to add freon, you need an EPA license to work with freon. If you do need freon, call an air conditioning contractor for a service call.

4. When the thermostat is turned down low and the unit inside is not coming on at all it could be caused by the condenser fan motor. Wire connections could be burning up or may have been loosened by vibration. When this happens you need to call an air conditioning expert for repair.

Problems that occur outside the house:
-air-conditioning-First check to see that the outside unit is turned on!

1. The outside condenser fan could be burnt out. An air conditioning technician must service the outside unit for safety purposes. If the inside unit is running and the outside is not then the outside condenser will heat up and shut down until it has cooled off. This can also cause the seals inside the condenser to warp or even melt. First turn off the power to the unit. Next, the top part of the air conditioning housing needs to come off with an ordinary screwdriver. The fan is attached to the top lid and can also be easily unscrewed. Disconnect the corresponding wires and label them to allow with easy re-installation. After the wires are connected back, turn the power back on and attach everything the same way it came off. It’s one of the easier tasks to handle.

2. The contactor may also be malfunctioning. You can tell this by a buzzing noise (usually loud). To replace this part you must take off the panel located on the backside of the unit. The contactor will look like a box with piston-like features. Again, you will be able to locate it easily by the sound it’s making. Next, turn the power off and check for electricity flow with an Ohm-meter. When you start taking the contactor off, you can either unscrew the mounting brackets first or disconnect the wires. Just make sure you label the wires first so you know which wires connects to each lead. Once the new contactor is mounted you can connect the wires and replace the panel. Another job well done.

3. The outside unit may not be working and not getting electricity. to check this out look at the breakers inside the house and also the breaker box just above the unit outside. In some cases, the connectors to the outside breaker may have melted together. If this is the case call an conditioning repair specialist.

We hope you were able to get some help from the above guide. If not call one of our recommended air conditioning repair specialists to get your a/c unit back cooling your home.